The Inclusion in around the world, India and Haryana

The thesis is divided
into seven chapters. The chapter one titled ‘Introduction has eighteen parts – Introductions
of Financial Inclusion, Financial Exclusion, Objectives of Financial Inclusion,
Benefits of Financial Inclusion to Stakeholders, Scope and Importance of
Financial Inclusion in India,  Barriers
of Financial Inclusion, Role of Financial Institutions in Promoting Financial
Inclusion, Indicators of Financial Inclusion, Dimensions of Financial
Inclusion, Financial Inclusion: A Global Perspective, Financial Inclusion in
India, Role of RBI in Financial Inclusion, Profile of Haryana State in India in
view of Financial Inclusion, Evolution of Financial Inclusion with special
reference to India, Measures Taken by RBI and Government of India under
Financial Inclusion Programmes, Current Status of Financial Inclusion in India,
Reason for the Research and Research Structure. The chapter briefly
describes the perspective of Financial Inclusion in around the world, India and
Haryana and its impact on rural poor. The second chapter titled ‘Review of
Literature’ covers research work carried out by various researchers in the
field of financial inclusion in general and rural population in particular.


The chapter three has presented the rationale,
objectives and hypotheses of the study. The chapter four titled ‘Research
Methodology’ consists of Introduction, Research Design, Statement of Problem,
Research Paradigms, Research Approach, Sample Design, Size and Selection,
Research Tools, Pilot Study, Respondents Population, Procedure, Data
Collection, Data Analysis and Limitations of the study. The fifth chapter titled
‘Data Analysis and Interpretation’ is divided into seven sections i.e. Demographic
Profile of Respondents (Users), Awareness of Rural People regarding Financial
Services/ Products, availing of Financial Products/Services, satisfaction Level
towards the Financial Products/Services, Reason for Using the Banking
Facilities and Factors Considered While Selecting and Transacting with the
Banks are the sub point of users. Demographic Profile of Respondents
(Non-Users) and Reasons for not availing the Financial Products/Services is the
second point. The third point is related to reasons for dormancy in No
Frills Accounts. The fourth point describe the Profile of Bank Managers,
Details on Financial Inclusion, Difficulties faced by banks while adopting FI,
Factors Responsible for the Current Status of FI, Banks Strategies for the
Progress of FI. Test of Hypothesis, Extent and Coverage of FI and Findings as
per objectives are other points of chapter.

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The chapter six is divided into three parts-
summary, conclusion and recommendations. The summary of the complete thesis is
presented in this chapter. The conclusions have been drawn in the light of the
objectives and salient findings. The recommendations made to take care of the
observations based on the experiences gathered during the work. The
propositions have been made to explore all those dimensions of the field of the
study which could not be covered under the scope of the present work.

The chapter seven deals with Implication of the
study for the practitioners and researchers in the area of financial in
general. The references have been presented in a standard format followed by an
appendix having a sample questionnaire used for the data collection and glossary
of terms.